South Florida Mortgage Broker
I’m a South Florida mortgage broker and branch manager based in Pompano Beach, helping homebuyers, homeowners and real estate investors throughout Broward, Palm Beach and Miami-Dade Counties.
With access to a wide range of lenders and loan programs, I help my clients compare conventional, FHA, VA, jumbo, down-payment assistance, self-employed, investor, HELOC, Non-QM and specialty mortgage options.
South Florida is my home and primary market, but I’m licensed to help qualified homebuyers, homeowners and real estate investors throughout Florida, Tennessee and Texas.
Don’t just take my word for it—50+ five-star Google reviews speak for themselves.
Sean Segaloff · Mortgage Broker & Branch Manager · NMLS# 353031
MWS Mortgage Solutions · NMLS# 2346387 · Pompano Beach, Florida
Every review on this page comes from an actual client or real estate professional who has worked with me and my team.
Some came to me for a straightforward home purchase. Others needed help with self-employment income, down-payment assistance, investment financing, a difficult property or a loan another lender could not complete.
The situations may be different, but you will notice many of the same themes throughout their reviews: clear explanations, consistent communication and a willingness to keep working when a loan becomes challenging.
Read their experiences and decide for yourself whether I sound like the right mortgage broker for you.
Christopher B.
Google review
Just had my first closing with Sean and his team. He was friendly, approachable and his bedside manner explaining all the details to this client has been exemplary. He showed up to the close and when problems occurred at the closing table he was about to circumvent them and got results immediately. I trust him and so do my clients.
Chris S.
Google review
Sean made my home purchase feel effortless and quick. He explained every step in detail. Provided daily updates as needed and always made himself available when I had a question. I can easily recommend Sean and his services and also wish other companies I dealt with during the home purchase were similar.
Rebecca S.
Google review
Sean made the process very simple. He was very professional and communicated with me throughout the process. He answered any questions I had promptly and made sure I understood everything. We were able to get a fast closing and everything went through very smoothly.
Buying or refinancing a home in South Florida comes with challenges that do not exist in every housing market.
Condominium requirements, homeowners insurance, flood zones, property taxes, association budgets, reserves and property condition can all affect the financing. The right mortgage strategy must consider much more than the interest rate.
Whether you are buying a condominium in Pompano Beach, a waterfront property in Fort Lauderdale, a family home in Coral Springs, a luxury home in Boca Raton or an investment property in Miami, I help you understand the financing before it becomes a problem.
My goal is simple: explain the available options clearly, compare the full numbers and help you make an informed decision.
Mortgages don’t need to be complicated—they just need to be explained clearly.
The South Florida real estate market moves quickly, and every property does not fit neatly into the same mortgage program.
A strong preapproval should be based on a careful review of your income, assets, credit and intended property type. It should also account for the real cost of homeowners insurance, flood insurance, property taxes, condominium fees and other expenses that can affect qualification.
Working with a South Florida mortgage broker gives you access to multiple lenders and financing options through one point of contact.
Instead of being limited to the programs offered by one bank, I can compare available options and look for the structure that best fits your qualifications and goals.
One application. One credit pull. Multiple mortgage options.
Daniela M.
Google review
Sean was an absolute pleasure to work. His years of expertise really shine. Not only was he able to provide us with the BEST rate but he always had our best interests in mind. We purchased from a tricky condominium association and Sean made the process as seamless and easy as possible. He always made himself readily available. Even our agent was impressed with his service and will be using Sean with his future clients! 12/10 recommend!
Stephanie G.
Google review
I recently had the pleasure of working with Sean Segaloff on a transaction for my buyers, and he was absolutely fantastic. From the beginning, Sean was professional, knowledgeable, and incredibly responsive. He stayed on top of every detail and had us cleared to close days ahead of schedule—a rare and refreshing experience in this market! I initially met Sean at an event and was immediately impressed by his expertise and professionalism. Throughout the process, he consistently communicated and kept everyone in the loop. It’s clear that he genuinely cares about getting the job done right for his clients. I would highly recommend Sean to anyone looking for a reliable and experienced mortgage broker in Broward County. Looking forward to working with him again!
Thomas B.
Google review
sean did a professional job assisting us with our mortgage at our recent home purchase in boca raton he is very knowlegable,organized,and honest putting clients needs first i have been in business over 40 years and would recommendhim to my friends
I help homebuyers, homeowners and investors throughout Pompano Beach, Fort Lauderdale, Coral Springs, Coconut Creek, Deerfield Beach, Hollywood, Pembroke Pines, Miramar, Plantation, Sunrise, Davie, Weston and surrounding Broward County communities.
I offer home-purchase and refinancing options throughout Boca Raton, Delray Beach, Boynton Beach, Lake Worth Beach, Wellington, West Palm Beach, Palm Beach Gardens, Jupiter and surrounding Palm Beach County communities.
I help buyers, homeowners and real estate investors throughout Miami, Miami Beach, Aventura, Doral, Coral Gables, Kendall, Homestead, Miami Gardens and surrounding Miami-Dade County communities.
Although South Florida is my primary market, I’m licensed to assist qualified borrowers throughout Florida, Tennessee and Texas.
Condominium financing can depend on the association’s budget, reserves, insurance, structural condition, ownership concentration and other project requirements.
When a condominium does not meet traditional agency guidelines, alternative or Non-QM financing may still be available for qualified buyers and properties.
Insurance costs can have a significant effect on your total monthly payment and debt-to-income ratio.
I encourage buyers to obtain insurance estimates early so we can use realistic numbers when reviewing affordability and qualification.
Business owners, commission earners, overtime employees and borrowers with multiple income sources may require additional planning.
Reviewing your income documentation early gives me more time to identify the strongest available mortgage options.
Qualified homebuyers may have access to state, county or local down-payment and closing-cost assistance programs.
Program availability, funding and eligibility requirements vary, so it is important to review these options before making an offer.
Judith F.
Google review
I can't speak highly enough about my experience with Sean. He took the time to understand my financial situation and goals, offering personalized advice that truly made a difference. He ensured I was informed at every step of the way. Sean's knowledge of the mortgage market is second to none. He guided me through the various options available, explaining complex terms in a way that was easy to understand. His insights were invaluable in helping me choose the right mortgage for my needs. His team handled all the paperwork swiftly and efficiently, minimizing any delays in closing. I never had to worry. He was always available to answer my questions and address any concerns I had. His dedication to client satisfaction is truly commendable. He exceeded my expectations in every way and I would not hesitate to recommend them to anyone seeking a mortgage. If you're looking for a mortgage broker who combines expertise with exceptional service, that's Sean.
Steve R.
Google review
Sean was fantastic in the speed and accuracy of the process as well as providing the funding. He let me ask the right questions and answered them with great detail. Look forward to having him be my mortgage broker again in the future.
Andrew M.
Google review
Having never purchases a home before now, I was not expecting the amazing level of dedication, communication, and commitment that I got from Sean! He was super responsive and communicated with me on a daily basis (literally) from start to finish. He even sent me (and everyone involved in the home buying process) weekly video updates. How cool is that? And as an added bonus, Sean taught me a few things to make me better at my job. Whether this is the first - or last - home you'll ever buy, I highly recommend Sean!
There is no single mortgage program that works for everyone.
My job is to understand your income, credit, property, available funds and long-term goals before recommending a financing strategy.
Conventional mortgage options are available for qualified buyers purchasing primary residences, second homes and investment properties.
These programs can accommodate several down-payment levels and may offer different mortgage insurance structures.
FHA financing offers flexible qualification guidelines and low-down-payment options for eligible borrowers.
FHA loans can be useful for first-time homebuyers, but you do not have to be a first-time buyer to qualify.
VA loans offer valuable mortgage benefits for eligible veterans, active-duty service members and surviving spouses.
Available benefits may include no-down-payment financing, competitive terms and no monthly mortgage insurance for qualified borrowers.
Jumbo financing is available for higher-priced properties that exceed conventional conforming loan limits, including luxury and waterfront homes throughout South Florida.
State, county and local programs may help eligible buyers with down-payment or closing costs.
Available assistance and qualification requirements depend on the program, property location and borrower’s qualifications.
Non-QM mortgage programs may provide alternative ways to qualify when a borrower does not meet traditional mortgage guidelines.
Depending on the program, income may be evaluated using bank statements, 1099 earnings, profit-and-loss statements, assets or other alternative documentation.
These options may help business owners, independent contractors, real estate investors, foreign nationals and other qualified borrowers with nontraditional income or financial circumstances.
Debt Service Coverage Ratio loans may allow real estate investors to qualify primarily using the subject property’s expected rental income rather than traditional personal-income documentation.
Options may be available for long-term rentals, short-term rentals, portfolio growth and other qualifying investment strategies.
A home equity line of credit or fixed second mortgage may allow qualified homeowners to access equity without replacing their existing first mortgage.
Funds may be used for home improvements, major expenses, investment opportunities, debt consolidation or other permitted purposes.
Financing options may be available for purchasing and renovating a home, making substantial improvements to an existing property or building a new home.
Rate-and-term refinancing may help qualified homeowners change the structure or term of an existing mortgage.
Cash-out refinancing may provide access to available home equity. Whether refinancing makes sense depends on the costs, new loan terms and your individual goals.
A reverse mortgage may allow an eligible homeowner to access a portion of the equity in their home without making a traditional monthly mortgage payment.
Reverse mortgages are not right for everyone, but they can be a useful financial-planning tool for the right homeowner.
Additional options may be available for ITIN borrowers, foreign nationals, doctors and medical professionals, non-warrantable condominiums, real estate investors and borrowers who do not fit traditional lending guidelines.
I take the time to understand your goals, explain the available options clearly and compare the payment, cash needed at closing and important tradeoffs.
Once you move forward, my team and I keep you informed throughout the mortgage process and work closely with everyone involved to keep your loan moving toward closing.
Alec B.
Google review
Sean and the team at MWS Mortgage Solutions were fantastic to work with. Our situation wasn't totally straightforward, and instead of giving us a "sorry, this won't work," they got creative and found solutions that actually fit us. As first-time buyers of this home, we had a million questions, and Sean answered every single one patiently and clearly. No matter when we reached out, we always heard back fast, which made a stressful process feel so much more manageable. Thanks to Sean and the MWS team, we got our loan and, more importantly, our house. Highly recommend to anyone looking for a mortgage team that will actually work for you.
Susan L.
Google review
Sean is Amazing!!! He is extremely professional and efficient from start to finish. Weather he is working with a first time home buyer or a seasoned buyer or investor!! When I refer Sean to anyone, I know that they are going to get the best service ever!!! He is a pleasure to work with and keeps all parties informed in the mortgage process from contract to closing!! Love working with Sean Segaloff!!!
Heather H.
Google review
We have used several lenders over the years but none of them compare to Sean's outstanding work ethic. He goes above and beyond on every detail and we can't say enough nice things about his lending service. We highly recommend Sean!!
Some of the clients I am most proud of helping came to me after another lender had declined their loan, changed the terms or discovered a problem shortly before closing.
Because I work as a mortgage broker, I am not limited to one bank’s product menu or internal overlays. I can review the complete situation, compare multiple lenders and determine whether another legitimate financing option exists.
That does not mean every loan can be approved. It means I will take the time to understand the problem, explain it clearly and look for a responsible solution.
When others say no, we find a way to say yes whenever the guidelines allow it.
Jay A.
Google review
I had the pleasure of working with Sean on a recent closing. After a previous lender determined that it could not provide financing to my client, Sean quickly took over the matter was able to get us to the closing table in two weeks' time. Sean is professional and extremely responsive. I highly recommend his services.
Lin K.
Google review
I would highly recommend Sean Segaloff for Mortgage Services with Hammer Solutions. He made a Closing happen in a situation that other Brokers could not help with. I will definitely use them again!
Saba N.
Google review
Sean was nothing short of a pleasure to work with. He came in at the 11th hour and saved our buyer both headache and money. Its safe to say Sean and our team will be working again in the future!
Chris J.
Google review
My experience went very well as a first-time home buyer and I was fortunate to meet Sean. He made the process for my first time, very easy, very smooth, was very easy to get ahold of, and very good at explaining some of the more complex and technical things I didn't understand. The whole home buying process went as well as it did mostly in part due to him, he was very communicative, understands this process very well, and knows it very well, which only aids to your benefit, and was with us every step of the way. Our loan closed on time, his team was great to work with, we did all our applications online, got a great rate, we'd ABSOLUTELY use him again, and will ABSOLUTELY refer him to everyone we know for friends and family needing a lender who's on top of things in a way that's not very common these days with any profession. If you're looking for a lender, you can stop the search, Sean is your guy not just because he's good at what he does, but he cares tremendously about what he does and the people he works with on a very detailed and intimate level. Thank you for everything Sean, you made it happen for the home I've been trying to get for my family and I for a very long time now.
Arianna P.
Google review
Sean helped us with a miracle closing. The fastest closing I have ever heard of and he did not hesitate to answer ANY of our questions. He was available each time we texted and called for any question. When he did not know the answer right away, he either had contacts in hand that could better answer our questions or he would call/text back with an answer as soon as he knew. I could not recommend a better person who could have helped us better understand this closing process.
Patrick R.
Google review
After months and months of going through the process of trying to buy a house....and after I was introduced to Sean Segaloff...everything that I was hoping would be the process of buying a new house began to take full effect within days. Sean kept me in touch with every step of the way without making me feel like I was doing something wrong. Sean, thank you for helping me and my family achieve our dream of owning our home. Personally, I never do these reviews...but in this case, I would definitely recommend Sean Segaloff to help you get your dream of owning a home as well 🙌🏽🙏🏽🙏🏽 Sean, thank you from myself and family for everything you have done for us 🙏🏽 🙏🏽🙏🏽
Straight answers to common questions about working with a mortgage broker and exploring your financing options.
I’m a mortgage broker and branch manager with MWS Mortgage Solutions in Pompano Beach, Florida.
I help homebuyers, homeowners and real estate investors compare mortgage options throughout South Florida, the rest of Florida, Tennessee and Texas.
My individual NMLS number is 353031, and MWS Mortgage Solutions’ NMLS number is 2346387.
My primary market is South Florida, including Broward County, Palm Beach County and Miami-Dade County. I regularly help clients throughout Pompano Beach, Fort Lauderdale, Coral Springs, Boca Raton, Delray Beach, West Palm Beach, Miami, Aventura, Doral and surrounding communities.
I’m licensed throughout Florida, as well as in Tennessee and Texas, and can assist qualified homebuyers, homeowners and real estate investors in all three states.
I offer conventional, FHA, VA, jumbo, down-payment assistance, self-employed, bank-statement, DSCR, investor, HELOC, second mortgage, renovation, construction, reverse mortgage and Non-QM loan options.
Non-QM programs may provide alternative ways to qualify for borrowers who do not meet traditional mortgage guidelines, including self-employed borrowers, real estate investors, foreign nationals and borrowers using alternative income documentation.
Program availability and qualification requirements vary.
Possibly. As a mortgage broker, I can review the reason for the denial and determine whether another lender or loan program has different guidelines.
Not every declined loan can be approved, but a second review may uncover options that were not previously considered.
Yes. I help first-time buyers understand the mortgage process, available down-payment options, estimated monthly payment and cash needed at closing.
I explain each step clearly so you can make informed decisions without feeling overwhelmed.
Yes. Depending on the circumstances and loan program, self-employed borrowers may qualify using tax returns, bank statements, 1099 income, profit-and-loss statements, assets or another approved income-documentation method.
Yes. Investor financing may include conventional investment-property loans, DSCR loans, short-term rental programs, fix-and-flip financing, bridge loans, HELOCs and other options for qualified investors.
A bank generally offers its own mortgage products. As a mortgage broker, I can compare options from multiple lenders, giving you access to different programs, pricing and qualification guidelines through one point of contact.
Schedule a quick mortgage conversation online or call me directly at 954-627-8003. You will speak with me or my team—not a national call center.
Real experiences from homebuyers, homeowners, real estate investors and real estate professionals who have worked with me and MWS Mortgage Solutions.
Anthony D.
Google review
Sean was great to work with and he's a grinder. To the best of his ability, he would stop what he was doing to get us estimated numbers for the houses we were looking at. He also worked around our schedules to take our calls and answer questions.
Cassie P.
Google review
Sean was a great help during the house hunting process and eventual purchase of our new home. He answered all the questions we had and helped us get everything lined up to close on time. We would definitely recommend him to friends and family in the future!
Rae L.
Google review
Sean is amazing. He was always quick to respond with any questions I had. If you are looking for a quick and easy experience Sean is your guy.
Cadence H.
Google review
Can’t thank Sean enough for making the loan shopping process easy and stress free. He was great at communicating and helping me understand the process. Sean was amazing when we wanted to move up our close date, he worked hard and we were able to close in 30 days! Sean also was able to get me a killer rate that I am thrilled with. Thanks Sean!
Leslie T.
Google review
Sean is amazing! Professional and creative to make sure he gets the deal done. Just had a great closing where Sean was the lender and we closed in 16 days!!! We just made Christmas a whole lot better for a family.
Jonathan G.
Google review
Sean did an amazing job, we were working with someone else and we kept getting push back on approval. Sean answered our call and made it happen from beginning to end, great customer service and he set it all on the table for us to understand.
Rebeca A.
Google review
It was such a pleasant experience working with Sean and his team, its not often you find such a great team of professionals to get the clients to the closing table.
Drew P.
Google review
I had the pleasure of working with Sean on a recent transaction and could not have been more satisfied by his responsiveness and professionalism throughout the transaction. Thank you Sean!
Sudan D.
Google review
Sean Segaloff was very professional and responsive. He and his team were able to close on my loan in efficient time. 1week. No hassle. Very smooth process.
David F.
Google review
Sean was an absolute professional. Extremely knowledgeable and communicative and most important achieved all deadlines which is not common in his industry. I will certainly recommend Sean to other clients.
Ray P.
Google review
Sean and his team did an amazing job helping and guiding us through the process of obtaining our mortgage loan. While the homebuying experience can be daunting, Sean was there every step of the way to make sure we were able to secure our home in a highly competitive market. I would highly recommend Sean and GuaranteedRate to all of my family and friends.
Antonio S.
Google review
Sean was great to work with on my listing in December. He promised a smooth and fast closing, even under a time crunch, and delivered exactly that. I highly recommend him.
Lauren C.
Google review
Sean was wonderful to work with. He was there there for us 7 days a week from the preapproval process to our closing. He found the best product for our situation and went above and beyond what I would ever expect from a loan officer.
Oliver H.
Google review
Sean is an amazing mortgage broker. He gets the job done even for difficult borrowers. He goes the extra mile to get the loan closed for his clients. I have used him twice already and couldn’t be happier. Great job Sean!
Matthew C.
Google review
Sean was super fast and a great communicator! It was a pleasure working with him! Would highly recommend!!
Malik S.
Google review
I have known Sean for close to 10 years now and we have dibbled in business in the past, but I was in a situation where I needed the money pretty quick and not one bank could help me not even my personal bank for 16 years. I called Sean on a Sunday EVENING and he answered of course. By Friday I was closing and money wired by the following Wednesday ! I can’t make it up! Thank you SEAN!
Nonna K.
Google review
I like to give Sean a big shout out for his assistance in getting this loan over hurdles and obstacles, ultimately arriving to the close date. His experience and knowledge were greatly appreciated
Amy S.
Google review
Sean went above and beyond to take care of our needs. He was very responsive and ahead of every task. I highly recommend Sean and would use him again in the future.
Dave
Google review
I am writing this to give my endorsement of Sean Segaloff, a Mortgage Loan Officer for NEX Mortgage, a person who helped me through a difficult refinancing of my Condo that needed to be completed by December 22nd, 2022. When I explained my situation to another loan officer with another company, he told me he couldn't help, but he knew someone who could. He referred me to Sean Segaloff. When I talked to Sean he immediately understood my situation and set into motion a refinancing plan that he pushed through and we closed December 15, 2022. I now have my Condo refinanced with monthly payments essentially the same as my previous mortgage that would have required a major balloon payment 12-22-2022. I thank Sean for his help and recommend him to anyone wishing to refinance their home or Condominium.
Diego P.
Google review
Sean was amazing to work with. This is the first home purchase my fiance and I made, and we are so glad to have found Sean. 10/10 recommend.
Karen
Google review
We are incredibly grateful for the outstanding mortgage assistance provided by Sean. From the very beginning, he has been extremely helpful and made it possible for us to find the best rate. 100% recommended 😀
Lauren R.
Google review
If you’re looking for an honest and hardworking mortgage broker then look no further! I’ve worked with several brokers and none of them compare to Sean’s work ethic or accountability. He’s a true professional who goes above and beyond for each and every client, no matter how big or small the deal is! I have used him for several clients and everyone always tells me what an asset he is to our team.
Adam B.
Google review
Sean and his team were true professionals that were pleasant to work with while also ensuring a smooth transaction. They did a great job!
Vbrabazon
Google review
Sean.. Your team did it once again! Thanks for handling the original purchase and refinancing of our home in South Florida along with helping my son with his purchase in PA. You truly are in the right profession.
Francesco V.
Google review
Been working with Sean for years on my personal home, always gets me in at the right time to refinance and always proactive well after we close our loan, saving us a ton of MONEY!
Brian L.
Google review
Sean went above and beyond on our loan and kept us apprised of all developments throughout the process. I absolutely recommend talking to Sean if you are looking for a mortgage or re-finance.
Ann M.
Google review
Sean is very knowledgeable of the mortgage process. His quick turnaround time on answers to question keeps the process flowing smoothly. THANKS for a job well done!!!
Arthur P.
Google review
Excellent and FAST service. HIGHLY Recommend
Dakota C.
Google review
Sean was my Mortgage lender for my house in 2019. He handled it very professionally.
Claudia B.
Google review
It was a pleasure work with him. The transactions was very smooth. Thanks
David R.
Google review
Very professional staff. Everyone had their paperwork ready for the day everything closed. Smooth as silk
Stephen C.
Google review
Sean and Team make an arduous process a simple task. Their website provides you with status of each stage towards the closing so you don't have to wonder what is the next step. The live chat was awesome as the team was there in an instant…
Freddy F.
Google review
Mando T.
Google review
Juan S.
Google review
